Plan the wealth youleave behind
On Tap Wealth is a private wealth and legacy planning platform dedicated to helping families think through long-term financial goals. We demystify complex financial and estate frameworks by answering your questions in clear, straightforward terms, while guided tools help you draft and review your trusts, wills, and legacy instruments. Your family's matters are securely organized within your own private workspace. Should your situation call for formal representation, you can request a connection to licensed local advisors and attorneys.
The AI answers wealth and legacy questions in plain language, reviews documents, drafts starting templates, and connects you with a licensed specialist only when necessary.
On Tap Wealth is a financial and estate-planning information and document-support service that connects you with licensed professionals. It is not a law firm or a registered investment advisor and does not provide personalized financial or legal advice.
What On Tap Wealth does not do
Not a managed wealth firm, law firm, or registered investment advisor. No personalized financial or legal advice. Does not manage assets or draft final legal documents.
Families planning across all 50 states
Plan reviewed
3 gaps found
Advisor matched
Atlanta · Estate planning
It's easy to get started.
Describe a goal, or jump straight to a document or a local specialist.
General financial and estate-planning information, not personalized advice. A consultation request does not guarantee engagement.
How every answer works
How every answer works
Share your facts and documents
Describe your situation in everyday words and upload any documents you want reviewed.
Get a plain-language explanation
General information explained clearly, without jargon.
See what varies
How answers can differ by situation and by state, and what details can change them.
Know when a professional is needed
The point at which a licensed advisor or attorney should review or take over.
Illustrative example — not personalized advice, not a real case
What should a basic legacy file contain?
General categories
Will and trust starting drafts; powers of attorney; beneficiary designations; and a key documents list.
What varies
Needs can vary by family situation, assets, and state, and the contents of a file can differ as a result.
When review is needed
Have a licensed advisor or attorney review the drafts before you rely on them.
This is general information only. No personalized recommendation is given and no outcome is promised.
Starting points
Legacy file checklist — starting points
1. A will or trust starting draft
Records who should receive what and who should carry out your wishes.
2. Powers of attorney
Names people who can act for you if you cannot act for yourself.
3. Beneficiary designations
Determines who receives accounts and policies directly, apart from a will.
4. A key documents list
Helps family find important papers quickly when needed.
5. An account and contact list
Shows where accounts are held and who to contact.
6. A review note with dates
Shows when drafts were last reviewed and what still needs checking.
Have a licensed advisor or attorney review your drafts before you rely on them.
$29
Memberships start here, cancel anytime
30+
Guided estate & legacy document templates
50
States — ask with your city for local context
Free
To ask your first question. No card required
Why On Tap Wealth
Wealth planning that respects your time, your wallet, and your privacy.
Ask first. Decide later. A membership is a path to clarity — tools you actually use, plans you keep, and specialists on your terms. Not a requirement to hire anyone.
Transparent pricing
$29–$149 a month. No per-question fees, no hourly clock. Cancel anytime.
Private & secure
Your questions, plans, and case messages stay tied to your account. We never sell your data.
Reviewed specialists
Advisors and attorneys submit credentials and are reviewed before they appear in referrals.
No obligation
Ask first, decide later. A referral is an introduction — never a requirement to engage.
Why On Tap Wealth is different
Not a faceless wealth plan. Not a form-filler either.
Two kinds of services dominate online wealth and estate help. On Tap Wealth is neither — and that is the point.
The managed wealth account
You hand over a percentage of your assets every year for the privilege of a quarterly statement. A call center routes you to whichever advisor is free, you re-explain your family situation each time you call, and the relationship is measured in basis points, not understanding. Most years, you never really use it — and you still pay.
On Tap Wealth instead
- Tools you actually open — ask, review, draft — every month
- Saved plans and cases that build on each other, not start over
- Request a specialist on your timeline, not a queue's
The form-filling website
You pick a trust template, fill in the blanks, pay, and you are on your own. The document is generic, the governing jurisdiction is yours to puzzle out, and there is no one to ask when a clause does not fit your family — or when you are not sure it even applies where you live.
On Tap Wealth instead
- Guided intake that asks the right questions first
- Plain-language explanations, not blank fields and fine print
- A real path to a reviewed professional when a matter calls for it
Other services make you choose: pay a percentage for an account you rarely use, or buy a one-off form and get abandoned. On Tap Wealth gives you the tools you use and a place to save your family's plan and a connection to local specialists — under one membership, with no obligation to engage.
On Tap Wealth is a financial and estate-planning information and document-support service. It is not a law firm or a registered investment advisor, does not provide personalized financial or legal advice, and does not guarantee that any document is valid in your jurisdiction. For that, consult a licensed professional.
Four clear paths
Ways we can help
Stop at any step — you are never obligated to engage.
Ask a wealth question
Describe a financial or legacy question in everyday words and get a clear, plain-language breakdown.
Ask nowReview a document
Upload a trust, will, or policy. See key terms, gaps, and questions to raise with an advisor or attorney.
Upload a fileDraft a legacy document
Guided templates — wills, trusts, powers of attorney, beneficiary designations — as a starting draft, not a finished filing.
Browse templates FeaturedRequest a specialist
When it needs a professional, request a consultation with a licensed advisor or attorney in your area. Engagement is never guaranteed.
Get matchedOne membership for every family goal
Build a financial plan
Set long-term goals, map cash flow, and see where your money needs to go.
Plan for retirement
Project income, withdrawals, and the order to draw from accounts.
Invest with intention
Align a portfolio with your timeline, risk, and family goals.
Manage a windfall
A sale, inheritance, or bonus — how to deploy it without regret.
When it needs a professional
Specialists when it matters — on your timeline
Request a consultation with a reviewed, licensed advisor or attorney who handles your kind of matter in your area. You message privately, share documents, and track status in one workspace. An invitation is not a promise of engagement.
Ask first, decide later
Get oriented before you spend on an hourly consult.
Private case workspace
Messages and files stay with you and the professional you are matched with.
Reviewed before listing
Professionals submit credentials. Listings go live only after review.
Alicia Grant
On Tap Wealth client · Atlanta
Example
See how a question becomes a next step
Illustrative example, not a real customer case. General financial and estate-planning information only, not personalized financial or legal advice.
How do I set up a trust?
You get a plain-language, general explanation of how a revocable living trust works, what it can include, and what to check, in everyday words.
Supporting document: guided trust template, as a starting draft.
Next step: review a trust, will, or policy to see key terms, gaps, and questions to raise with an advisor or attorney.
The cost of waiting
What waiting costs you
Nothing here is urgent because of a sale. It is urgent because families, documents, and decisions do not wait.
Legacy documents stay undone
A will, trust, or power of attorney stays unwritten or out of date, and your wishes stay unrecorded.
Your family is left guessing
Without a clear plan, the people you love are left to guess what you would have wanted.
A trust, will, or policy goes unreviewed
Life changes, but an old trust, will, or policy is never checked against what has changed.
Here is what you get, and here is what waiting costs you: ask in everyday words, review your document, and start from a guided legacy draft.
Membership
Choose the plan that fits
From $29 to $149 a month. No per-question fees. Cancel anytime.
Individual
Personal wealth & legacy questions
$29 /month
- Unlimited wealth & legacy Q&A
- Document review
- Guided estate templates
- Specialist referrals
Family
Ongoing planning for the whole family
$49 /month
- Everything in Individual
- Priority answers
- Saved plans & case tracking
- Consultation request tracking
Legacy
Complex estates & multi-generational
$149 /month
- Everything in Family
- Trust & estate templates
- Multiple matters
- Dedicated case workspace
Already a member? Manage your plan
Don’t take our word for it. Take theirs.
“We had no real plan for what happened to our assets. A few conversations here and we had a direction — and a will to match.”
Marcus T.
Client, Austin TX
“As a business owner, succession kept me up at night. This gave me a real first read before I sat down with our advisor.”
Priya S.
Founder, family business
“After my father passed, the estate was a maze. The guide walked us through it and pointed us to a local estate attorney.”
Devon R.
Heir, Columbus OH
Frequently asked questions
On Tap Wealth answers wealth and legacy questions first. If your question is really a business, bookkeeping, or legal question, we will direct you to the right sister site instead of answering outside our expertise: On Tap Biz for business questions at www.ontapbiz.com, On Tap CPA for bookkeeping and CPA questions at www.ontapcpa.com, and On Tap Law for legal questions at www.ontaplaw.com.
Wealth & legacy knowledge center
Understand before you act
Plain-language guides and a glossary of common wealth and estate terms — from trusts and beneficiary designations to retirement income and generational transfer.
State bar referrals
Every state bar runs a lawyer referral service for estate and trust attorneys. Ask with your state and we will point you to it.
On Tap Wealth membership
A predictable $29–$149/month path: unlimited Q&A, documents, and consultation requests. Outside wealth-management firms are not part of this service.
Verified directories
The ABA, CFP Board, and LawHelp.org list licensed attorneys, fiduciaries, and public resources by state and topic.
Licensed advisor or attorney?
Join the referral network. Listing is free; profiles go live after credential review.
Not a wealth question?
On Tap Wealth answers wealth and legacy questions first. If your question is really a business, bookkeeping, or legal question, we will direct you to the right sister site instead of answering outside our expertise.